A formal discussion across the table called the National Money Night Talk is scheduled to be held on September 16th jointly conducted by the American Express and the personal financial advisor, Jean Chatzky to highlight the importance of financial responsibility that lacks among today’s youth.

The official website for this endeavour is www.moneynighttalk.com where parents can log in to pledge to get ready for taking part in this talk and access exclusive videos, resources and FAQs to get an idea of the same. Endorsed by the American Council for Economic Education this resource comes in 3 different tracks to suit the needs of the middle and high school goers as well as the college goers. So interested parents can start off by logging at this site to engage in the money dialogue.

Statistical data shows that nearly 88% of parents are engaged in discussing financial matters with around 79% of their children who readily involve in the same. However almost forty percent of parents are in need of effective tools to aid this dialogue.

Interestingly the American Express has much to offer when it comes to curb overspending by monitoring the expense of the teens and the adults with the help of the American Express Card & the American Express PASS which acts as an effective alternative to credit & debit cards.

So the National Money Talk can guide the teens and the adults to lead a financially responsible life.